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Negative information can stay on your credit report for six, seven, ten, up to fourteen years, and become negative for your credit score. Equifax and TransUnion are the two bureaus in Canada that manage credit and have differences in how they handle credit.

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Then affect many other aspects of life. After getting an education and graduating, students are expected to go into the world knowing everything about their expenditures and being prepared to pay everything right away.

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Does depend on the job that is being applied. The Huffington Post published an article about a Canadian man who did not get a job because of his credit score. The economic downturn affected his credit, but the matter still ended in rejection. Are you an entrepreneur?

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Want to open a small business? The bank checks not only your business credit score but your personal credit score. Though, the reasons behind the s are taken into .